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			#1  
			
			
			
			
			
		 
		
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			This message is for those that live in the U.S.A. 
		
		
		
		
		
		
		
		
	
	This has been a very upsetting day for me. My emotions are a wreck. I was outside, the phone rang, I hurried but got there to late. They left a message. "This is your final notice to get a lower rate on your creditcard." I do hope you understand my reaction.  | 
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			#2  
			
			
			
			
			
		 
		
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			 Quote: 
	
  
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			#3  
			
			
			
			
			
		 
		
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			Let's see. 
		
		
		
		
		
		
		
		
	
	Credit cards £4,000 debt. Shares £190,000 credit. Home £330,000 credit. I need - low mortgage rates = ![]() Shares making money again = ![]() After that, the 4k on the card is not even a scratch on the surface. =  
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			#4  
			
			
			
			
			
		 
		
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			no, no, no. 
		
		
		
		
		
		
		
		
	
	my worry is, they will never call with that offer again. ( loaded with sarcasmn)  | 
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